What’s the most anticipated time of the year? Christmas, maybe! Birthday, kinda! The day you get your W2,YES!!! Every year majority of us receive a tax return. For many, it’s the only time, ever, a lump sum of money is available to them. A lot of us have no clue how to spend it wisely, some of us already know where the return is going.
For those who are unsure what to do with your return, ask yourself a few questions…
1) Is your credit score a 580 or higher?
2) Do you have an active bank account?
3) Have you had steady employment for at least 2 years?
4) Are you ready for a rewarding change?
If all or most of you answers are yes, here’s an idea on what you could use your tax return towards.
A down payment for a house!
Once upon a time, as you may know or have heard, qualifying for a mortgage was very hard and down payments were too high to save for! In todays market, a down payment could be as low as 0% and 3.5%
So lets do some math-
I can get you in touch with the mortgage broker who got us into our house in only 18 days!
Don’t forget, the money that you put down for a house, is instant equity! An investment.
So, if you’re expecting a return, you could potentially have a whole, or even a portion of a down payment for a home! Any amount you receive, is one step closer to homeownership!
I’m happy to be at yours service for all real estate needs!
Visit my page for more information!