Did you realize that you probably spend at least $99 per month for; coffee, hair care, concerts, clothes, makeup, shoes and sneakers, lunch, subscriptions, vice, etc.? Did you know that for only $89 per month of credit repair with Lexington Law could save you $99 per month in your loan payment? That’s right, your credit score can really make a difference in loan payment, however, it is not a one-time savings, if you buy a house, you are talking 30 years. Most car loans are at least 5 years.
We are all conditioned to believe that a 620 credit score is good. I am here to tell you that 620 is not good, it is fair. Yes, you will buy a house, however, you will pay more than you should. Let’s look at this example:
You are approved for a new home that costs $159,000. Your score is 660 and you are approved for an offer of 6.25%. Not bad at all, so you think. Your payment will be $978. per month with principal and interest. Your total interest for the life of the loan will be $193,436.53.
Now let’s say your credit score is considered good at 740, just 80 points higher. You received an approval of 5.25%, also not bad and it is only 1 percentage lower. Take the same home at $159,000. Your payment will now be $878. for principal and interest. Not much different? Let’s see! Your total interest for the life of the loan is now $157,081.40. Well, well that is different! One percentage will cost you an additional $32,353.13! So, paying an extra $99 per month is outrageous!
Here is the credit score breakdown:
Use the current interest rate if you have "good" credit
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The reason that I am pointing this out to you is that Lexington Law’s Credit Repair Service, with a free consultation, has three tier levels that are $89.95, $109.95 or $129.95 per month, with no contract or additional contract fees, and can be canceled at any time!
If we spend the same on coffee per month and have no regret, then why not consider fixing your credit for the same or even less? Saving $32,353 over 30 years can really buy a lot of coffee or any other luxury items you desire.
Give us a call to get your FREE Credit Report Summary & Credit Repair Consultation 1-833-818-7700 or visit us here at Lexington Law. Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Call us today to take advantage of our no-obligation offer. Our service is month-to-month and you may cancel anytime. Like a utility bill you will be charged a final payment after cancellation since billing occurs for services already performed.
PremierPlus includes all credit repair and score coaching services provided with the Concord Standard and Concord Premier service levels. You will also receive your FICO® Score based on TransUnion data each month as well as real-time identity fraud alerts and tools to manage your personal finances.
$129.95 one-time First Work Fee, $129.95/Month
Concord Premier enhances Concord Standard's basic credit repair services by adding more ways to address your credit problems. You will receive credit monitoring, actionable alerts when your credit reports are updated, a monthly credit score improvement analysis, and access to InquiryAssist in order to address score-damaging credit report inquiries.
109.95 one-time First Work Fee, $109.95/Month
The Concord Standard service level covers the essentials of ethical credit report repair. Lexington Law communicates with both creditors and the credit bureaus on your behalf to ensure fair, accurate, and substantiated credit reports.
$89.95 one-time First Work Fee, $89.95/Month
Call Tyrese Gould Jacinto to get your FREE Credit Report Summary & Credit Repair Consultation 1-833-818-7700 or visit us here at Lexington Law. Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Call us today to take advantage of our no-obligation offer.